Last updated: March 2026

Acceptance of terms

By accessing and using looniesmart.com (the “Site”), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

Not financial advice

LoonieSmart is a personal finance information website. All content published on this Site is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.

We are not licensed financial advisors, investment dealers, or financial planners. Nothing on this Site should be interpreted as a personalised recommendation for any individual’s financial situation. Before making any financial decisions — including opening a savings account, investing, or moving money — you should independently verify all information and consult a licensed financial professional if needed.

Accuracy of information

We make every effort to ensure the information on this Site is accurate and up to date. However, interest rates, fees, product features, and eligibility requirements change frequently. We cannot guarantee that all information is current at the time of reading.

Always verify rates and terms directly with the financial institution before opening any account or making any financial decision. LoonieSmart accepts no liability for decisions made based on information published on this Site.

Affiliate relationships

Some links on this Site are affiliate links. See our About page for full details of our commercial relationships and how they do and do not affect our editorial content.

Intellectual property

All content on LoonieSmart — including text, graphics, layouts, and data — is the property of LoonieSmart and is protected by Canadian and international copyright law. You may not reproduce, republish, or distribute any content from this Site without our written permission.

You may quote brief excerpts of our content for non-commercial purposes (such as commentary or review) provided you link back to the original article.

Limitation of liability

To the maximum extent permitted by law, LoonieSmart and its operators accept no liability for any direct, indirect, incidental, or consequential damages arising from your use of this Site or reliance on information contained herein.

External links

This Site contains links to external websites. These links are provided for your convenience and do not signify our endorsement of those sites. We have no control over the content of external websites and accept no responsibility for them.

Changes to these terms

We may update these Terms of Use at any time. The “last updated” date at the top of this page will reflect changes. Continued use of the Site after changes constitutes acceptance of the updated terms.

Governing law

These Terms of Use are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein.

Contact

If you have questions about these Terms of Use, please contact us.